Important Information & Disclaimers
Past performance does not guarantee future results.
Financial planning involves risk and market volatility may affect outcomes.
Please read these important disclaimers carefully before using our financial planning services. This information helps you understand the nature and limitations of our consultation services.
General Information Disclaimer
The information provided through voranilquetharivo's financial planning subscription service is for general informational and consultation purposes only. Our analytical reviews and personal consultations are designed to help you better understand financial concepts and market dynamics, not to provide specific investment advice.
While our consultants have extensive experience in financial analysis, our services do not constitute professional investment advice, tax advice, or legal counsel. Always consult with qualified professionals before making significant financial decisions.
Limitation of Liability
By using our services, you understand and agree to the following limitations:
- We are not liable for any financial losses resulting from decisions made based on our consultations or analytical reviews
- Our liability is limited to the monthly subscription fee paid for services during the period in question
- We exclude liability for indirect, consequential, or punitive damages of any kind
- Market conditions and external factors beyond our control may impact the relevance of our guidance
Information Accuracy and Currency
While we strive to provide current and accurate information during our consultations, financial markets and regulations change rapidly. We make reasonable efforts to ensure our analytical reviews reflect current market conditions, but cannot guarantee the completeness or accuracy of all information discussed.
Our consultation services are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose.
Market information, regulations, and financial products discussed in our consultations may change without notice. It is your responsibility to verify current information before making financial decisions.
Financial Services Disclaimer
Our subscription service provides financial planning consultations and analytical reviews. Please understand the following important points:
External Links and References
Our consultations may reference external websites, financial institutions, or third-party resources for educational purposes. We are not responsible for the content, accuracy, or availability of external sites or services.
References to external resources do not constitute endorsements or recommendations. You should evaluate all external information independently and verify its current accuracy.
Results and Outcomes Disclaimer
Financial planning is a personal journey that depends on numerous factors including market conditions, individual circumstances, discipline, and economic changes.
Individual results may vary significantly based on personal circumstances and market conditions.
Jurisdiction and Governing Law
These disclaimers and our services are governed by Canadian law, with specific considerations for different provinces and territories.
Governing Law
These disclaimers are governed by and construed in accordance with the laws of Canada and the province in which you reside.
Provincial Variations
Some aspects of financial regulation vary by province. Our consultations acknowledge these differences where relevant, but you should verify local requirements independently.
Dispute Resolution
Any disputes arising from our services will be resolved through binding arbitration in accordance with Canadian arbitration rules, conducted in the province where you reside.
Courts in your province of residence have exclusive jurisdiction over any matters not subject to arbitration.
Indemnification
You agree to indemnify and hold harmless voranilquetharivo and its consultants from any claims, losses, or damages arising from your use of our consultation services or any decisions made based on our discussions and analytical reviews.
Severability
If any portion of these disclaimers is found to be unenforceable, the remaining provisions will continue in full force and effect. The unenforceable provision will be modified to the minimum extent necessary to make it enforceable.
Questions About These Disclaimers
If you have questions about these disclaimers or need clarification about our services, please contact us using the information below.
Email: contact@voranilquetharivo.com
Phone: +1-827-428-0490
Address: 1247 Bay Street, Toronto, ON M5R 2A9
These disclaimers were last updated on August 15, 2025