Terms and Conditions

Acceptance of Terms

By subscribing to our financial planning service, accessing our website, or participating in consultations, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

These terms create a legally binding agreement between you and voranilquetharivo Financial Planning Services.

Service Description

voranilquetharivo provides subscription-based financial planning consultations, analytical reviews, and guidance to help clients understand financial concepts and market dynamics.

Your Responsibilities

As a subscriber, you agree to:

• Provide accurate and complete information during consultations
• Make timely payments according to your chosen subscription plan
• Participate actively and honestly in planning sessions
• Verify all information independently before making financial decisions
• Respect the intellectual property and confidential processes of our service

Prohibited Uses

You may not use our services to:

• Engage in any illegal or fraudulent activities
• Share your account access with unauthorized third parties
• Record or distribute consultation content without written permission
• Use our service to compete with or replicate our business model
• Harass, threaten, or abuse our consultants or staff members

Intellectual Property

All content, methodologies, and materials provided through our service are protected by copyright and remain the exclusive property of voranilquetharivo Financial Planning Services.

Payment Terms

Your subscription includes the following payment terms:

Cancellation and Refunds

You may cancel your subscription at any time with 30 days written notice. Cancellation takes effect at the end of your current billing period.

We do not provide refunds for partial months of service or consultations already completed.

Limitation of Liability

Our liability is limited to the amount of subscription fees paid during the 12 months preceding any claim. We are not liable for indirect, consequential, or punitive damages.

Dispute Resolution

We are committed to resolving any disputes fairly and efficiently:

Indemnification

You agree to indemnify voranilquetharivo Financial Planning Services against any claims arising from your use of our services or violation of these terms.

Termination

We may terminate your subscription immediately for violation of these terms, non-payment, or inappropriate conduct during consultations.

Upon termination, your access to consultations and materials will cease, but these terms will remain in effect for previously completed services.

Modifications to Terms

We may update these terms periodically to reflect changes in our services or legal requirements. Updated terms will be posted on our website with the revision date.

Your continued use of our services after term modifications constitutes acceptance of the updated terms.

Governing Law

These disclaimers are governed by and construed in accordance with the laws of Canada and the province in which you reside.

Entire Agreement

These Terms and Conditions, along with our Privacy Policy and applicable service agreements, constitute the entire agreement between you and voranilquetharivo Financial Planning Services.

Contact Information

For questions about these terms, contact us at contact@voranilquetharivo.com or +1-827-428-0490.